Free beta

Money tracking, minus the boring bits.

Snap a receipt, drop a PDF, or type the chaos. Momo turns it into an editable transaction while keeping the original file on your device.

Continue with Google See how it works
Transaction receiptWeekend Market

Jul 16, 2026 · 10:42

CategoryShopping
PaymentE Wallet

Items

  • 1×Fresh noodlesIDR 42K
  • 1×Chili crunchIDR 28K
  • 2×Peach sodaIDR 36K
Subtotal
IDR 106K
Discount
IDR 10K
Total
IDR 96K

Three tiny
steps.

No spreadsheet ceremony. Start messy, review the important bits, and save clean data.

01

Drop the evidence

Use your camera, choose an image or text-based PDF, drag a file, or type a quick note.

02

Review the reading

Consent to AI photo transcription, then edit or redact its text before structured parsing.

03

Edit the receipt

Momo suggests fields, items, category, and icon. Correct anything and save when it feels right.

Serious tools.
Silly outfit.

A proper money tracker underneath the stickers, chunky borders, and hot-pink accents.

AI receipt transcription

With consent, Gemini reads a compressed photo into editable text before anything is categorized.

AI that returns real data

Every AI response is validated structured JSON, never mystery prose in your form.

Fix anything before saving

The playful receipt is a complete editor, so you always have the final say.

Useful money patterns

See trends, category breakdowns, budgets, and on-demand monthly insights.

Explicit AI boundaries

Your receipt is not the product.

  • A compressed photo reaches Gemini only after image consent. PDFs stay text-only.
  • You edit the AI transcription before separately approving structured parsing.
  • Manual text and Continue without AI remain available.
  • Receipt images, transcriptions, prompts, and raw AI responses are not stored.
The fine print, but friendly

Questions?

Is Penniless Momo free?

The beta is free for testers. Usage limits keep shared AI capacity under control.

Will my account need approval?

The administrator controls whether newly registered accounts enter immediately or wait for review. Suspended and rejected accounts remain blocked either way.

What happens when AI is unavailable?

Nothing breaks. Your extracted text stays in the browser and the complete manual editor remains available.

Give your messy money a cute little home.

Join the beta with Google, then choose your unique username.

Join the beta